[public-health] ENVIRONMENT GLOBAL WARMING AND CLIMATE CHANGE: CLIMATE CHANGE DECEIT : ENVIRONMENT GLOBAL WARMING AND CLIMATE CHANGE : CLIMATE CHANGE DENIAL : DISINFORMATION : UNITED STATES: POLITICS: POLITICAL PARTIES: REPUBLICAN PARTY, TEA PARTY : INDUSTRIES: PETROLEUM : LIBERTARIANISM : RACISM : BIGOTRY : EXTREMISM : HATE GROUPS : INTOLERANCE : DONALD TRUMP : BLATANT FALSEHOODS : SERIAL LIARS : REPUBLICAN WAR ON WOMEN : RAPE CULTURE : SEXISM : NEO-NAZIS : KU KLUX KLAN : RELIGION: CHRISTIANS: RELIGIOUS RIGHT : VIOLATIONS OF THE CONSTITUTION : MEDIA SUPPRESSION : LEGAL ISSUES : REPUBLICAN OBAMACARE REPEAL : MEDIA : FREEDOM OF THE PRESS : CENSORSHIP : POLITICS: VOTER SUPPRESSION : DICTATORSHIPS : OLIGARCHIES : FAKE NEWS : HEALTH CARE REFORM: No, Obamacare Isnt in a Death Spiral

 

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ENVIRONMENT GLOBAL WARMING AND CLIMATE CHANGE CLIMATE CHANGE DECEIT :

ENVIRONMENT GLOBAL WARMING AND CLIMATE CHANGE  : CLIMATE CHANGE DENIAL :

DISINFORMATION :

UNITED STATES: POLITICS: POLITICAL PARTIES: REPUBLICAN PARTY, TEA PARTY :

INDUSTRIES: PETROLEUM :

LIBERTARIANISM :

RACISM :

BIGOTRY :

EXTREMISM :

HATE GROUPS :

INTOLERANCE :

DONALD TRUMP :

BLATANT FALSEHOODS :

SERIAL LIARS :

REPUBLICAN WAR ON WOMEN :

RAPE CULTURE :

SEXISM :

NEO-NAZIS :

KU KLUX KLAN :

RELIGION: CHRISTIANS: RELIGIOUS RIGHT :

VIOLATIONS OF THE CONSTITUTION :

MEDIA SUPPRESSION :

ENVIRONMENT:

LEGAL ISSUES :

REPUBLICAN OBAMACARE REPEAL :

MEDIA :

FREEDOM OF THE PRESS :

CENSORSHIP :

POLITICS: VOTER SUPPRESSION :

DICTATORSHIPS :

OLIGARCHIES:

FAKE NEWS :

No, Obamacare Isnt in a Death Spiral

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No, Obamacare Isnt in a Death Spiral

By REED ABELSON and MARGOT SANGER-KATZ

MARCH 15, 2017

New York Times

https://www.nytimes.com/2017/03/15/upshot/obamacare-
isnt-in-a-death-spiral-its-replacement-probably-wont-be-either.html

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A shorter URL for the above link:

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http://tinyurl.com/mpo2wbr

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In a tweet this morning, President Trump repeated that Obamacare will explode. Were resurfacing this recent article, which explained that growing evidence suggests that the market is from collapse  it wont explode on its own.

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If you listen to many Republicans in Washington, the Affordable Care Acts insurance markets are in a death spiral, imploding, collapsing or will fall of their own weight. Thats part of the rationale behind the new House proposal to reshape the health care system.

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On Monday night, House Speaker Paul Ryan repeated this line, even in the face of projections that his plan could lead to 24 million fewer Americans with health insurance in 10 years. Put this against the backdrop that Obamacare is collapsing, he said in interview with Fox News. This, compared to the status quo, is far better.

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But the new estimates from the Congressional Budget Office contradict this long-held talking point. According to the budget office, the Obamacare markets will remain stable over the long run, if there are no significant changes. The House plan would cause near-term turmoil, it found, but the markets would eventually become stable. The nongroup market would probably be stable in most areas under either current law or the legislation, said the report, using the technical term for the market where people buy their own health insurance.

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Mr. Ryan is right that the Obamacare market has endured hardships. It isnt as competitive as many of its advocates had hoped, and shoppers in many parts of the country have only one insurer to choose from. Prices, which were lower than expected in the first few years of the program, spiked this year by an average of 22 percent across the country. There have also been some high-profile exits from insurers like Aetna, UnitedHealth Group and most recently Humana. Rural counties have been particularly hard hit.

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But those recent woes are not the same as a death spiral, a term used to describe a complete market failure in which premiums spiral upward so only the sickest customers buy coverage.

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Growing evidence suggests that the markets are far from collapse. Because of how the subsidies work, people were generally shielded from this years higher prices, and enrollment is steady. Several recent analyses argue that this years increase was a market correction, and that a smoother market would follow in the years ahead.

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Many insurers had been struggling to make money but now seem closer to breaking even, said Deep Banerjee, an analyst with Standard & Poors. This includes Health Care Service Corp., which operates Blue Cross plans in numerous states and recently reported that financial results improved in 2016. The industry should do even better this year because of higher premiums and other changes the insurers have made.

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But insurers say lawmakers need to make fixes in order for them to remain in the market and have praised some of the early steps taken by the Trump Administration to stabilize the market.

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The complete article may be read at the URL above.

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Sincerely,
David Dillard
Temple University
(215) 204 – 4584
jwne@temple.edu
http://workface.com/e/daviddillard

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Bushell, R. & Sheldon, P. (eds),
Wellness and Tourism: Mind, Body, Spirit,
Place, New York: Cognizant Communication Books.
Wellness Tourism: Bibliographic and Webliographic Essay
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Please Ignore All Links to JIGLU
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Author: jwneastro

I am a reference librarian at Temple University and a specialist in bibliographic database searching.

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